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Thinking about investing but unsure how your monthly savings will grow?
That’s where our SIP Calculator comes in. Whether you’re a first-time investor or an experienced planner, this tool gives you a clear picture of how your regular investments can grow over time with compound interest.
A SIP (Systematic Investment Plan) is one of the most efficient and disciplined ways to build wealth—our calculator takes the guesswork out and replaces it with confidence.
Let’s break it down, understand how it works, and show you how to use it to reach your financial goals faster.
A Systematic Investment Plan (SIP) allows you to invest a fixed amount in a mutual fund scheme at regular intervals—usually monthly. It’s ideal for salaried individuals or anyone seeking consistent wealth building without the pressure of lump-sum investments.
Benefit from rupee cost averaging
Harness the power of compound growth
Promote financial discipline
Start with as little as ₹500/month
Our SIP Calculator requires just three inputs:
Monthly Investment (₹)
Investment Duration (in years)
Expected Annual Return (%)
Based on these values, it instantly calculates:
Total Invested Amount
Total Estimated Returns
Final Maturity Amount
📌 Bonus: You can also view how much you’ll earn monthly, yearly, or at specific milestones.
Let’s say you invest ₹5,000 per month for 10 years at an expected return of 12%:
Invested Amount: ₹6,00,000
Estimated Returns: ₹4,16,000
Maturity Amount: ₹10,16,000
That’s the magic of compounding working in your favor.
| Feature | SIP | Lump Sum |
|---|---|---|
| Risk Management | High (spread over time) | Low (market timing sensitive) |
| Suitable For | Monthly earners | People with idle capital |
| Emotional Control | Greater discipline | Higher temptation to withdraw |
| Entry Timing | No need to time market | Needs good timing |
💡 SIP wins when it comes to consistency and long-term growth without emotional stress.
🧮 Accurate Projections: No more guesswork.
📊 Visual Breakdown: Clear split between investment and gains.
⏱️ Time-Efficient: Plan your goals in seconds.
🧠 Better Decision-Making: Choose the right tenure and amount based on real numbers.
Plan for your child’s college fees 10 years from now with confidence.
Start saving ₹15,000 monthly and check when you can hit a ₹20 lakh down payment target.
See how ₹10,000/month invested over 25 years can build you a ₹1.5 crore retirement corpus.
Use SIPs even for vacations or gadgets—just input your goal and find your best saving strategy.
A Morningstar study revealed SIPs in equity funds yielded 12–15% CAGR over a 10-year horizon despite market volatility.
SIPs saw a 60% increase in adoption among millennials post-pandemic, per ET Money.
SIP Calculator
SIP Return Calculator
Monthly Investment Calculator
Mutual Fund Calculator
SIP Planning Tool
Long-term Wealth Growth Calculator
These keywords are naturally incorporated to improve search visibility while maintaining a smooth reading experience.
| Monthly Investment | Tenure (Years) | Expected Return | Maturity Value |
|---|---|---|---|
| ₹5,000 | 5 | 12% | ₹4,03,226 |
| ₹10,000 | 10 | 12% | ₹20,32,564 |
| ₹15,000 | 20 | 12% | ₹1,54,04,410 |
📈 Chart: Maturity growth over different durations
📘 Infographic: The SIP Ladder – Small steps to big goals
A SIP doesn’t require you to be rich—it helps you become rich.
Use our SIP Calculator to explore how your small monthly investments can lead to big financial achievements. Start today and take control of your future.
👉 Try the calculator now. It’s free, fast, and the first step to financial freedom.